Louis Whittington
6d10cb4726
- Added banking mode with checking, savings, and charity accounts, including auto-split options for income. - Introduced banking transaction management, including transfers and charity outflows. - Updated family settings to allow configuration of banking features and interest rates. - Enhanced data export functionality to include bank transactions. - Improved user interface to display banking information and donation goals. - Updated documentation to reflect new banking features and settings.
88 lines
3.0 KiB
PHP
88 lines
3.0 KiB
PHP
<?php
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require_once __DIR__ . '/../includes/api_bootstrap.php';
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require_once __DIR__ . '/../includes/family_settings.php';
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require_once __DIR__ . '/../includes/banking_helpers.php';
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if ($_SERVER['REQUEST_METHOD'] !== 'POST') {
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sendJson(['success' => false, 'error' => 'Method not allowed'], 405);
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}
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$people = migrateAllPeople(normalizePeopleList(readJsonFile('people.json')));
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$actor = requireActivePerson($people);
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$settings = loadFamilySettings();
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if (!bankingEnabled($settings)) {
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sendJson(['success' => false, 'error' => 'Banking mode is not enabled'], 400);
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}
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$people = bankingApplySavingsInterestToPeople($people, $settings);
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$body = readJsonBody();
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$from = trim((string) ($body['from_account'] ?? ''));
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$to = trim((string) ($body['to_account'] ?? ''));
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$note = trim((string) ($body['note'] ?? ''));
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$category = bankingCategoryOrDefault((string) ($body['category'] ?? ''), 'transfer');
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$amountRaw = $body['amount'] ?? null;
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if (!is_numeric($amountRaw)) {
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sendJson(['success' => false, 'error' => 'amount must be numeric'], 400);
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}
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$amount = bankingRoundMoney((float) $amountRaw);
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if ($amount <= 0) {
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sendJson(['success' => false, 'error' => 'amount must be greater than zero'], 400);
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}
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$allowedAccounts = ['checking', 'savings', 'charity'];
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if (!in_array($from, $allowedAccounts, true) || !in_array($to, $allowedAccounts, true) || $from === $to) {
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sendJson(['success' => false, 'error' => 'Invalid transfer accounts'], 400);
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}
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if ($from === 'charity') {
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sendJson(['success' => false, 'error' => 'Funds in charity cannot be transferred out'], 400);
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}
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$actorId = (string) ($actor['id'] ?? '');
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$idx = null;
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foreach ($people as $i => $p) {
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if (($p['id'] ?? '') === $actorId) {
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$idx = $i;
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break;
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}
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}
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if ($idx === null) {
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sendJson(['success' => false, 'error' => 'Active person not found'], 404);
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}
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$fieldMap = [
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'checking' => 'checking_balance',
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'savings' => 'savings_balance',
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'charity' => 'charity_pending_balance',
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];
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$fromField = $fieldMap[$from];
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$toField = $fieldMap[$to];
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$fromBalance = (float) ($people[$idx][$fromField] ?? 0);
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if ($fromBalance < $amount) {
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sendJson(['success' => false, 'error' => 'Insufficient source balance'], 400);
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}
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$people[$idx][$fromField] = bankingRoundMoney($fromBalance - $amount);
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$people[$idx][$toField] = bankingRoundMoney((float) ($people[$idx][$toField] ?? 0) + $amount);
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$people[$idx]['currency_balance'] = (float) ($people[$idx]['checking_balance'] ?? 0);
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if (!writeJsonFile('people.json', $people)) {
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sendJson(['success' => false, 'error' => 'Failed to save people'], 500);
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}
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$tx = [
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'id' => bin2hex(random_bytes(8)),
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'type' => 'transfer',
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'person_id' => $actorId,
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'amount' => $amount,
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'from_account' => $from,
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'to_account' => $to,
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'category' => $category,
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'note' => $note,
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'created_at' => gmdate('c'),
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'created_by' => $actorId,
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];
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if (!appendBankTransaction($tx)) {
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sendJson(['success' => false, 'error' => 'Saved transfer but failed to write transaction log'], 500);
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}
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sendJson(['success' => true, 'transaction' => $tx, 'person' => $people[$idx]]);
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